DhanVayu shows you exactly what you qualify for before you apply — 100% free comparisons, zero hidden fees. Compare rates from 45+ partner banks and NBFCs in one place.
Browse our most requested loan and credit card categories — every listing shows real eligibility criteria upfront.
₹5,000 – ₹75,000 • Disbursal in 10 minutes
Interest
1.5%/mo onward
Tenure
3–12 months
₹8,000 – ₹1,00,000 • Disbursal in 15 minutes
Interest
1.7%/mo onward
Tenure
3–18 months
₹10,000 – ₹1,50,000 • Disbursal in 20 minutes
Interest
1.6%/mo onward
Tenure
6–24 months
Large-ticket personal financing sourced directly from scheduled commercial banks — built for salaried professionals with an established banking relationship.
Loan Amount
₹50,000 – ₹40,00,000
Interest Rate
10.25% p.a. onward
Tenure
12 – 84 months
Zero joining fee, zero annual fee — issued via a public sector banking partner
Reward Points: 1 point per ₹100 spent, redeemable on statement credit
No annual fee, ever — from a leading private banking partner
Reward Points: 2 points per ₹150 spent on retail categories
Fully paperless issuance, zero fee for life
Reward Points: 1.5 points per ₹100 spent, tracked in-app
Up to 5% cashback on online spends, credited automatically every cycle
Cashback Yield: 5% online / 1% offline, auto-credited monthly
Flat 2% cashback on utility and grocery spends
Cashback Yield: 2% flat, no category caps
Real-time cashback tracking inside a dedicated app
Cashback Yield: 3% on top 2 spend categories monthly
Move the sliders to see your monthly instalment and interest split update instantly.
Monthly EMI
₹16,145
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